Residential
Our designated lending area includes the Lower Cape Towns of Provincetown, Truro, Wellfleet, Eastham, Orleans and Brewster
Deposit Rates
Seamen's Bank
Effective Date: January 1, 2020
| Savings/Transaction Accounts | |||
| Account Type | Minimum Balance to Earn Interest & to Obtain Disclosed APY |
Interest Rate |
Annual Percentage Yield |
| Now* | $1.00 | 0.05% | 0.05% |
| Money Market * | $2,500.00 to $24,999.99 | 0.20% | 0.20% |
| Money Market * | $25,000.00 to $49,999.99 | 0.25% | 0.25% |
| Money Market * | $50,000.00 and over | 0.45% | 0.45% |
| Savings | $1.00 | 0.10% | 0.10% |
| Plus Savings** | $1.00 | 0.10% | 0.10% |
| Rates may Change after Account Opening Maintenance and / or Activity Fees could Reduce Earnings |
|||
* Minimum Balance to Open a NOW account or Money Market Account is $100.00
** Must be linked to a Personal NOW Account
| Certificates of Deposit | |||
| Account Type | Minimum Balance to Earn Interest & to Obtain Disclosed APY |
Interest Rate |
Annual Percentage Yield |
| 3 Month CD | $1,000.00 | 0.25% | 0.25% |
| 6 Month CD | $1,000.00 | 1.24% | 1.25% |
| 10 Month CD* | $2,500.00 | 1.83% | 1.85% |
| 12 Month CD | $1,000.00 | 0.74% | 0.75% |
| 15 Month CD | $1,000.00 | 0.79% | 0.80% |
| 24 Month CD | $1,000.00 | 0.99% | 1.00% |
| 48 Month CD | $1,000.00 | 1.63% | 1.65% |
| Individual Retirement Accounts | |||
| IRA Savings | $50.00 | 0.10% | 0.10% |
| 12 Month CD | $1,000.00 | 0.74% | 0.75% |
| 24 Month CD | $500.00 | 0.99% | 1.00% |
*10 Month CD - Offer valid as of December 19, 2019 and may be canceled at any time without notice. The advertised Annual Percentage Yield (APY) is effective as of December 19, 2019. Minimum opening deposit and to earn stated APY is $2,500 for Certificate of Deposit. The rate may change after the account is opened. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
DEPOSITS INSURED BY FDIC and DIF
Term accounts subject to substantial penalties for early withdrawal.
Rates are subject to change. Please call your local Seamen's Bank branch for current rates.
Seamen's Bank
Effective Date: January 1, 2020
| Savings/Transaction Accounts | |||
| Account Type | Minimum Balance to Earn Interest & to Obtain Disclosed APY | Annual Percentage Yield | |
| Now* | $1.00 | 0.05% | |
| Money Market * | $2,500.00 to $24,999.99 | 0.20% | |
| Money Market * | $25,000.00 to $49,999.99 | 0.25% | |
| Money Market * | $50,000.00 and over | 0.45% | |
| Savings | $1.00 | 0.10% | |
| Plus Savings** | $1.00 | 0.10% | |
| Rates may Change after Account Opening Maintenance and / or Activity Fees could Reduce Earnings | |||
* Minimum Balance to Open a NOW account or Money Market Account is $100.00 ** Must be linked to a Personal NOW Account
| Certificates of Deposit | |||
| Account Type | Minimum Balance to Earn Interest & to Obtain Disclosed APY | Annual Percentage Yield | |
| 3 Month CD | $1,000.00 | 0.25% | |
| 6 Month CD | $1,000.00 | 1.25% | |
| 10 Month CD* | $2,500.00 | 1.85% | |
| 12 Month CD | $1,000.00 | 0.75% | |
| 15 Month CD | $1,000.00 | 0.80% | |
| 24 Month CD* | $1,000.00 | 1.00% | |
| 48 Month CD | $1,000.00 | 1.65% | |
| Individual Retirement Accounts | |||
| IRA Savings | $50.00 | 0.10% | |
| 12 Month CD | $1,000.00 | 0.75% | |
| 24 Month CD | $500.00 | 1.00% | |
*10 Month CD - Offer valid as of December 19, 2019 and may be canceled at any time without notice. The advertised Annual Percentage Yield (APY) is effective as of December 19, 2019 . Minimum opening deposit and to earn stated APY is $2,500 for Certificate of Deposit. The rate may change after the account is opened. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Copyright © 2019 Seamen's Bank
All Rights Reserved.
NMLS ID# 419878
Privacy Notice
Electronic Funds Disclosure
Member FDIC · Member DIF
All accounts subject to approval
508.487.0035 local
855.227.5347 toll free
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