Rates | Seamen's Bank

Residential

Our designated lending area includes the Lower Cape Towns of Provincetown, Truro, Wellfleet, Eastham, Orleans and Brewster

Seamen's Bank

Effective Date: January 17, 2019

Savings/Transaction Accounts
Account Type	Minimum Balance to Earn Interest & to Obtain Disclosed APY	Interest Rate	Annual Percentage Yield
Now	$1.00	.05%	.05%
Money Market *	$2,500.00 to $24,999.99	.20%	.20%
Money Market *	$25,000.00 to $49,999.99	.25%	.25%
Money Market *	$50,000.00 and over	.45%	.45%
Savings	$1.00	.10%	.10%
Plus Savings**	$1.00	.10%	.10%
Rates may Change after Account Opening Maintenance and / or Activity Fees could Reduce Earnings

* Minimum Balance to Open a NOW account or Money Market Account is $100.00
** Must be linked to a Personal NOW Account

Certificates of Deposit
Account Type	Minimum Balance to Earn Interest & to Obtain Disclosed APY	Interest Rate	Annual Percentage Yield
3 Month CD	$1,000.00	.25%	.25%
6 Month CD	$1,000.00	.35%	.35%
12 Month CD	$1,000.00	2.18%	2.20%
15 Month CD	$1,000.00	2.57%	2.60%
24 Month CD	$1,000.00	2.57%	2.60%
48 Month CD	$1,000.00	1.88%	1.90%
Individual Retirement Accounts
IRA Savings	$50.00	.10%	.10%
12 Month CD	$1,000.00	2.18%	2.20%
24 Month CD	$500.00	2.57%	2.60%

DEPOSITS INSURED BY FDIC and DIF

Term accounts subject to substantial penalties for early withdrawal.

Rates are subject to change. Please call your local Seamen's Bank branch for current rates.