855.227.5347
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We offer a wide range of mortgage solutions to fit the needs of our customers. Please contact one of our Mortgage Loan Officers today for our best rate and product offerings

Samantha Keller
skeller@seamensbank.com
774.538.3777 | NMLS# 2256759

Ross Sormani
rsormani@seamensbank.com
774.538.3778 | NMLS# 488135

Dustin Ambrose
dambrose@seamensbank.com
774.538.3771 | NMLS# 2335841

Kevin Nichols
knichols@seamensbank.com
774.538.3765 | NMLS #2083099

Our designated lending area includes the Lower Cape Towns of Provincetown, Truro, Wellfleet, Eastham, Orleans, Brewster, Chatham, Harwich and Dennis

Helpful
Financial Calculators
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Deposit Rates

Deposit Rates

Effective Date: October 10th, 2024

Savings/Transaction Accounts *
Account Type Minimum Balance to Earn
Interest & to Obtain Disclosed APY
Interest
Rate
Annual
Percentage
Yield
NOW * $1.00 0.10% 0.10%
Business NOW * $1,000.00 0.10% 0.10%
Money Market * $2,500.00 to $24,999.99 0.50% 0.50%
Money Market * $25,000.00 to $49,999.99 1.00% 1.01%
Money Market * $50,000.00 and over 1.98% 2.00%
Savings $1.00 0.10% 0.10%
Plus Savings ** $1.00 0.15% 0.15%
Certificates of Deposit
Account Type Minimum Balance to Earn
Interest & to Obtain Disclosed APY
Interest
Rate
Annual
Percentage
Yield
3 Month CD $1,000.00 0.25% 0.25%
6 Month CD $1,000.00 4.40% 4.50%
12 Month CD $1,000.00 2.71% 2.75%
15 Month CD $1,000.00 3.44% 3.50%
18 Month CD $1000.00 2.71% 2.75%
24 Month CD $1,000.00 2.96% 3.00%
48 Month CD $1,000.00 0.40% 0.40%
Individual Retirement Accounts
IRA Savings $50.00 0.10% 0.10%
3 Month CD $1,000.00 0.25% 0.25%
6 Month CD $1,000.00 4.40% 4.50%
12 Month CD $1,000.00 2.71% 2.75%
15 Month CD $1,000.00 3.44% 3.50%
18 Month CD $1000.00 2.71% 2.75%
24 Month CD $1,000.00 2.96% 3.00%
48 Month CD $1,000.00 0.40% 0.40%

 

Minimum Balance for Retirement Accounts Refers to the Minimum Deposit Required to Open the Account.
* Minimum Balance to Open a NOW or Money Market Account is $1.00
** Must be linked to a Personal NOW Account
Other Restrictions may Apply. Term Accounts Subject to Substantial Penalties for Early Withdrawal.
Maintenance and / or Activity Fees could Reduce Earnings. Rates may Change after Account Opening.
Rates are Subject to Change. Contact your Local Branch Office for Details.

DEPOSITS INSURED BY FDIC and DIF 

Home Loan Rates

Effective Date: October 9, 2024

Product Type Rate Points APR Estimated Monthly Payment
per $1,000
5/1 Adjustable Rate Mortgage (ARM) 5.625% 0 6.381% $5.76
5/3 ARM 5.875% 0 6.254% $5.92
7/1 ARM First Time Homebuyer 5.500% 0 6.166% $5.68
7/1 ARM Purchase Only 6.250% 0 6.568% $6.16

Please speak with one of our Loan Officers for a full offering of our Products & Services to fit your individual needs.

APR = Annual Percentage Rate. Advertised rates are available on 1-4 family owner occupied and second/vacation homes with a Loan to Value ratio (LTV) of 75% or less as determined by a valuation acceptable to the lender. All APRs based on $225,000 purchase loan amount with a 20% down payment. APRs will vary based on final loan amount and finance charges. Published Rates are subject to credit approval. Rates are subject to change without notice.

Rates on Adjustable Rate Mortgage (ARM) products may increase during the term of the loan. The index is based on the weekly average yield on US Treasury securities adjusted to a constant maturity of 1 year or 3 years as published in the Federal Reserve Statistical Release H.15.

The estimated payment example does not include taxes and insurance.

Copyright © 2024
Seamen's Bank
NMLS ID# 419878
Routing# 211373461

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