855.227.5347
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We offer a wide range of mortgage solutions to fit the needs of our customers. Please contact one of our Mortgage Loan Officers today for our best rate and product offerings

Samantha Keller
skeller@seamensbank.com
774.538.3777 | NMLS# 2256759

Ross Sormani
rsormani@seamensbank.com
774.538.3778 | NMLS# 488135

Dustin Ambrose
dambrose@seamensbank.com
774.538.3771 | NMLS# 2335841

Kevin Nichols
knichols@seamensbank.com
774.538.3765 | NMLS #2083099

Our designated lending area includes the Lower Cape Towns of Provincetown, Truro, Wellfleet, Eastham, Orleans, Brewster, Chatham, Harwich and Dennis

Deposit Rates

Deposit Rates

Effective Date: January 18th, 2024

Savings/Transaction Accounts *
Account Type Minimum Balance to Earn
Interest & to Obtain Disclosed APY
Interest
Rate
Annual
Percentage
Yield
Now * $1.00 0.10% 0.10%
Money Market * $2,500.00 to $24,999.99 0.50% 0.50%
Money Market * $25,000.00 to $49,999.99 1.00% 1.00%
Money Market * $50,000.00 and over 1.98% 2.00%
Savings $1.00 0.10% 0.10%
Plus Savings ** $1.00 0.15% 0.15%
Certificates of Deposit
Account Type Minimum Balance to Earn
Interest & to Obtain Disclosed APY
Interest
Rate
Annual
Percentage
Yield
3 Month CD $1,000.00 0.10% 0.10%
6 Month CD $1,000.00 4.88% 5.00%
12 Month CD $1,000.00 2.23% 2.25%
15 Month CD $1,000.00 4.16% 4.25%
18 Month CD $1000.00 2.71% 2.75%
24 Month CD $1,000.00 2.96% 3.00%
48 Month CD $1,000.00 0.40% 0.40%
Individual Retirement Accounts
IRA Savings $50.00 0.10% 0.10%
12 Month CD $1,000.00 2.23% 2.25%
24 Month CD $500.00 2.96% 3.00%

 

 Seamen's Bank

Effective Date: January 18th 2024

Savings/Transaction Accounts *
Account Type Minimum Balance to Earn Interest & to Obtain Disclosed APY Annual Percentage Yield
Now * $1.00 0.10%
Money Market * $2,500.00 to $24,999.99 0.50%
Money Market * $25,000.00 to $49,999.99 1.00%
Money Market * $50,000.00 and over 2.00%
Savings $1.00 0.10%
Plus Savings ** $1.00 0.15%
Certificates of Deposit
Account Type Minimum Balance to Earn Interest & to Obtain Disclosed APY Annual Percentage Yield
3 Month CD $1,000.00 0.10%
6 Month CD $1,000.00 5.00%
12 Month CD $1,000.00 2.25%
15 Month CD $1,000.00 4.25%
18 Month CD $1,000.00 2.75%
24 Month CD $1,000.00 3.00%
48 Month CD $1,000.00 0.40%
Individual Retirement Accounts
IRA Savings $50.00 0.10%
12 Month CD $1,000.00 2.25%
24 Month CD $500.00 3.00%

Minimum Balance for Retirement Accounts Refers to the Minimum Deposit Required to Open the Account.
* Minimum Balance to Open a NOW or Money Market Account is $1.00
** Must be linked to a Personal NOW Account
Other Restrictions may Apply. Term Accounts Subject to Substantial Penalties for Early Withdrawal.
Maintenance and / or Activity Fees could Reduce Earnings. Rates may Change after Account Opening.
Rates are Subject to Change. Contact your Local Branch Office for Details.

DEPOSITS INSURED BY FDIC and DIF 

Minimum Balance for Retirement Accounts Refers to the Minimum Deposit Required to Open the Account.
* Minimum Balance to Open a NOW or Money Market Account is $1.00
** Must be linked to a Personal NOW Account
Other Restrictions may Apply. Term Accounts Subject to Substantial Penalties for Early Withdrawal.
Maintenance and / or Activity Fees could Reduce Earnings. Rates may Change after Account Opening.
Rates are Subject to Change. Contact your Local Branch Office for Details.

DEPOSITS INSURED BY FDIC and DIF 

Home Loan Rates

Effective Date: January 14th, 2024

Product Type Rate Annual Percentage Rate
30 Year Fixed 0.10% 0.10%
5/1 Adjustable Rate Mortgage 5.875% 6.906%
First Time Homebuyer 1.00% 1.00%
Accessory Dwelling Unit 30 Year Fixed 1.98% 2.00%

 

Copyright © 2024
Seamen's Bank
NMLS ID# 419878
Routing# 211373461

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