855.227.5347
Whales Tale
We offer a wide range of mortgage solutions to fit the needs of our customers. Please contact one of our Mortgage Loan Officers today for our best rate and product offerings

Samantha Keller
skeller@seamensbank.com
774.538.3811 | NMLS# 2256759

Ross Sormani
rsormani@seamensbank.com
774.538.3722 | NMLS# 488135

Dustin Ambrose
dambrose@seamensbank.com
774.538.3771 | NMLS# 2335841

Deposit Rates

Effective Date: January 18th, 2024

Savings/Transaction Accounts *
Account Type Minimum Balance to Earn
Interest & to Obtain Disclosed APY
Interest
Rate
Annual
Percentage
Yield
Now * $1.00 0.10% 0.10%
Money Market * $2,500.00 to $24,999.99 0.50% 0.50%
Money Market * $25,000.00 to $49,999.99 1.00% 1.00%
Money Market * $50,000.00 and over 1.98% 2.00%
Savings $1.00 0.10% 0.10%
Plus Savings ** $1.00 0.15% 0.15%
Certificates of Deposit
Account Type Minimum Balance to Earn
Interest & to Obtain Disclosed APY
Interest
Rate
Annual
Percentage
Yield
3 Month CD $1,000.00 0.10% 0.10%
6 Month CD $1,000.00 4.88% 5.00%
12 Month CD $1,000.00 2.23% 2.25%
15 Month CD $1,000.00 4.16% 4.25%
18 Month CD $1000.00 2.71% 2.75%
24 Month CD $1,000.00 2.96% 3.00%
48 Month CD $1,000.00 0.40% 0.40%
Individual Retirement Accounts
IRA Savings $50.00 0.10% 0.10%
12 Month CD $1,000.00 2.23% 2.25%
24 Month CD $500.00 2.96% 3.00%

 

 Seamen's Bank

Effective Date: January 18th 2024

Savings/Transaction Accounts *
Account Type Minimum Balance to Earn Interest & to Obtain Disclosed APY Annual Percentage Yield
Now * $1.00 0.10%
Money Market * $2,500.00 to $24,999.99 0.50%
Money Market * $25,000.00 to $49,999.99 1.00%
Money Market * $50,000.00 and over 2.00%
Savings $1.00 0.10%
Plus Savings ** $1.00 0.15%
Certificates of Deposit
Account Type Minimum Balance to Earn Interest & to Obtain Disclosed APY Annual Percentage Yield
3 Month CD $1,000.00 0.10%
6 Month CD $1,000.00 5.00%
12 Month CD $1,000.00 2.25%
15 Month CD $1,000.00 4.25%
18 Month CD $1,000.00 2.75%
24 Month CD $1,000.00 3.00%
48 Month CD $1,000.00 0.40%
Individual Retirement Accounts
IRA Savings $50.00 0.10%
12 Month CD $1,000.00 2.25%
24 Month CD $500.00 3.00%

Minimum Balance for Retirement Accounts Refers to the Minimum Deposit Required to Open the Account.
* Minimum Balance to Open a NOW or Money Market Account is $1.00
** Must be linked to a Personal NOW Account
Other Restrictions may Apply. Term Accounts Subject to Substantial Penalties for Early Withdrawal.
Maintenance and / or Activity Fees could Reduce Earnings. Rates may Change after Account Opening.
Rates are Subject to Change. Contact your Local Branch Office for Details.

DEPOSITS INSURED BY FDIC and DIF 

Minimum Balance for Retirement Accounts Refers to the Minimum Deposit Required to Open the Account.
* Minimum Balance to Open a NOW or Money Market Account is $1.00
** Must be linked to a Personal NOW Account
Other Restrictions may Apply. Term Accounts Subject to Substantial Penalties for Early Withdrawal.
Maintenance and / or Activity Fees could Reduce Earnings. Rates may Change after Account Opening.
Rates are Subject to Change. Contact your Local Branch Office for Details.

DEPOSITS INSURED BY FDIC and DIF 

Home Loan Rates

Effective Date: January 14th, 2024

Product Type Rate Annual Percentage Rate
30 Year Fixed 0.10% 0.10%
5/1 Adjustable Rate Mortgage 5.875% 6.906%
First Time Homebuyer 1.00% 1.00%
Accessory Dwelling Unit 30 Year Fixed 1.98% 2.00%

 

Rates on Adjustable Rate products may increase during the term of the loan.
Rates are subject to change - call us about current rates
* APR = Annual percentage rate; index based on the weekly average yield on U S Treasury securities adjusted
to a constant maturity of 1 year or 3 year as published in Federal Reserve Statistical Release H.15. (ARM Products) **Conforming Loan Example: Based on purchase of primary residence, $420,000 loan amount with 80% LTV and 30-year term for loan amounts under $766,550; Monthly P&I payment of $2,865.15 Minimum credit score 700
APR on ARM products based on index in effect as of 2/13/2024 and on loan amount of $225,000
***Index on Home Equity Products = Wall Street Journal Prime Rate.

Copyright © 2024
Seamen's Bank
NMLS ID# 419878
Routing# 211373461

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