Personal Accounts and Services
- Free Personal Checking* This checking account enables you to write unlimited checks with no monthly maintenance fees or activity charges.
- NOW Checking An interest-bearing Checking Account that enables you to earn money on your checking balance and have unlimited check-writing ability. If you maintain an average daily balance of $1,000., or have direct deposit, the monthly service charge of $5. is waived.
- 18/65 Checking This interest-bearing account offers no monthly service charge and free basic checks for those 18 years of age and younger, and those 65 and older.
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- Passbook Savings Account A traditional Savings Account that pays interest while letting you make unlimited deposits and withdrawals. There is no monthly service fee or minimum balance for this account.
- Statement Savings Account This account gives you the convenience of monthly statements and pays interest while letting you make unlimited deposits. There is no monthly fee and no minimum balance.
- Certificates of Deposit These term accounts earn a higher rate of interest and are available in maturities from three months to four years. These accounts provide a guaranteed rate of interest for a specific period of time. There are minimum balance requirements for these accounts.
- IRA Accounts Plan securely for your retirement and enjoy tax benefits now. FDIC and DIF insured.
- Holiday Club This Passbook Savings Account is designed to help you save for the holiday season.
Our Money Market Account combines the benefits of an investment account with limited check-writing ability. Maintain an average daily balance of $2,500 and the $5 monthly service charge is waived.
Safe Deposit Box
Safe Deposit Boxes are available at our Commercial Street, Eastham, Wellfleet, and Truro offices.
Important Notice: The contents of your safe deposit box are not insured against loss by the FDIC, DIF, any government agency or Seamen’s Bank.
*Overdraft/Returned Item fees may apply
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NMLS ID# 419878