Home Loans

Mortgages Fixed and Variable rate mortgages on 1 – 4 family primary, secondary, and investment homes. We also finance seasonal condominiums with reasonable rates and terms. Refinancing is available to lower your monthly payment, reduce your interest rate or access the available equity in your home.

Accessory Dwelling Unit These loans are available for 1-4 family primary or secondary homes. The ADU must be built on the property securing the loan, and borrowers must provide a copy of their approved ADU permit from the town. Ineligible properties include condos/cooperatives, commercial mixed-use, and investment/rental properties. Call us at 508.487.0002 or visit any of our branches for more information.

First Time Home Buyer For those buying their first home, Seamen’s Bank waives the application fee and will accept 10% down without the need for Mortgage Insurance.

Construction or Home Improvement Loans For new construction or major renovations.

Land Loans Let Seamen’s Bank help you get your own piece of Cape Cod until you are ready to build the home of your dreams.

Home Equity Lines of Credit Secured by the equity in your house, this revolving line of credit allows you to borrow when you need cash simply by writing a check.

Home Equity Loans First or second mortgage Home Equity Loans are available.

Seamen’s Bank was founded for its customers and community and we strive to offer a variety of products and services that meet their needs.