Cape Cod's First Community Bank - Seamen's Bank:
Privacy Policy

Seamen's Bank
Notice of Your Financial Privacy Rights 

This is our privacy notice for our customers.  When we use the words "you" and "your" we mean the following types of customers:

• All of our consumer customers who have a relationship with us, such as;
  • Deposit account
  • Loan account
  • Safe deposit box

We will tell you the sources for nonpublic personal information we collect on our customers.  We will tell you what measures we take to secure that information.

We first define some terms. 

We, our, and us mean Seamen's Bank.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you.  Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. 

An affiliate is a company we own or control, a company that owns or controls us, or a company that is controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us
• Information about your transactions with nonaffiliated third parties
• Information from a consumer reporting agency

THE CONFIDENTIALITY, SECURITY AND INTEGRITY
OF YOUR NONPUBLIC PERSONAL INFORMATION

We will limit employee access to personally identifiable information to those with a business reason for knowing such information.  We will also educate our employees so that they will understand the importance of confidentiality and customer privacy.  We will also take appropriate disciplinary measures to enforce employee privacy responsibilities.

NONPUBLIC PERSONAL INFORMATION AND
NONAFFILIATED THIRD PARTIES

Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.

NONPUBLIC PERSONAL INFORMATION
AND FORMER CUSTOMERS

We do not disclose nonpublic personal information about former customers.

AUTHORIZED SHARING - JOINT MARKETING

We may disclose the following information to other financial institutions with whom we have joint marketing agreements:

• Nonpublic personal information we receive from you on an application or other forms, such as;
  • Name
  • Address
• Nonpublic personal information about your transactions with us, such as
  • Loan account balances
  • Types of accounts (other than deposit)

Federal law allows us to disclose the information listed above with other financial institutions with whom we have joint marketing agreements.  You do not have a right to opt out of the disclosure of this information.  We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

Types of Businesses.  Here are the types of businesses with whom we may disclose nonpublic personal information under this section.

• Financial service providers, such as,
  • Insurance agents

Please note, Seamen's Bank will never initiate a request of any kind for confidential or personal information over non-secure channels. If ever in doubt, call one of our Customer Service Representatives at 508.487.0035.