Cape Cod's First Community Bank - Seamen's Bank:
Rates

Seamen's Bank Effective Date: July 8, 2010

Savings / Transaction Accounts Account Type Minimum Balance to Earn Interest & to Obtain Disclosed APY Interest Rate Annual Percentage Yield Now $1.00   .10%   .10% Money Market * $2,500.00 to $24,999.99   .60%   .60% Money Market * $25,000.00 to $49,999.99   .75%   .75%  Money Market * $50,000.00 and over 1.00% 1.01% Passbook Savings $1.00   .40%    .40% Plus Savings **           $1.00   .50%    .50% Rates may Change after Account Opening Maintenance and / or Activity Fees could Reduce Earnings * Minimum Balance to Open a Money Market Account is $1.00 ** Must be linked to a Personal NOW Account

Certificates of Deposit Account Type Minimum Balance to Earn Interest & to Obtain Disclosed APY Interest Rate Annual Percentage Yield   3 month CD $1,000.00   .60% .60%    6 Month CD $1,000.00   .75% .75% 12 Month CD $1,000.00 1.00% 1.00% 24 Month CD $1,000.00 1.59% 1.60% 48 Month CD $1,000.00 2.37% 2.40%

Individual Retirement Accounts IRA Savings $50.00   .40%   .40% 12 Month CD $1,000.00 1.00% 1.00% 24 month CD $500.00 1.59% 1.60%

DEPOSITS INSURED BY FDIC DEPOSITS INSURED BY DIF Term Accounts Subject to Substantial Penalties for Early Withdrawl. Rates are Subject to Change. Please Call your Local Seamen's Bank Branch for Current Rates. 221 Commercial Street, Provincetown (508) 487-0035 Shank Painter Road, Provincetown (508) 487-6053 Route 6, Eastham (508) 240-0032 Route 6, Wellfleet (508) 349-2000 Route 6, North Truro (508) 487-2211